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Overwater bungalows have long been the epitome of luxury travel, conjuring images of pristine waters, vibrant marine life, and ultimate seclusion. While many assume these dreamy accommodations come with sky-high price tags, the reality is that there are overwater bungalow resorts that are affordable and accessible to budget-conscious travelers.
Whether you’re looking for a romantic escape or a unique family getaway, affordable options exist in some of the world’s most beautiful destinations. Let’s explore where to find them and why they’re worth considering.
But before we do that, we must mention where we get our data. We have spent countless hours creating and maintaining our list of every overwater bungalow in the world.
With this list, we can do many things, like create amazing content like what you’re about to read. But, we also use this list to run our special algorithm through to find hidden deals and anomaly pricing. Of course, the whole point is to pass the deals down to you, so be sure to sign up for our weekly cheap overwater bungalow deals newsletter.
Your Different Regional Options for Overwater Bungalows
When seeking overwater bungalow resorts that are affordable, understanding the regional variety is key.
Southeast Asia: Known for its budget-friendly travel options, Southeast Asia is home to overwater villas in places like Thailand and Malaysia. These regions combine lush landscapes with surprisingly low costs.
Central America: The San Blas Islands of Panama and parts of Belize offer charming overwater accommodations that focus on simplicity and affordability, perfect for those seeking a rustic, off-grid experience.
The Maldives: While traditionally known for luxury, the Maldives now hosts several budget-friendly resorts, allowing travelers to enjoy the iconic turquoise waters without breaking the bank.
French Polynesia: Though Bora Bora may be costly, Moorea and other islands provide less expensive alternatives for experiencing this famed region.
By focusing on these regions, you’ll uncover plenty of overwater bungalow resorts that are affordable, yet don’t compromise on charm.
Affordable Overwater Villa List
We must talk about something before we get into this list. Keep in mind that price is relative to what you get. And while there are dirt cheap overwater bungalows around the world, in this particular article, we are talking about overwater bungalow resorts with amenities, restaurants, etc… So these are affordable, yet still luxurious.
These destinations prove that you don’t need to splurge to enjoy the magic of overwater stays.
Lexis Port Dickson – $72+ Per Night
Book here if you care about: A larger resort with a tower and pool overlooking overwater bungalows
Immerse yourself in the local culture of Port Dickson, Malaysia, at Lexis Port Dickson, a haven for travelers. Budget overwater bungalows attached to a 4 star resort with pool. The best time to visit is during the high season, May – August, while the quieter low season is September – April. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Kiki Beach Island Resort – $102+ Per Night
Book here if you care about: Unique safari style tents as overwater bungalows
Kiki Beach Island Resort provides a perfect gateway to explore the wonders of Riau Islands in Indonesia. Luxury safari style glamping tents suspended over turquoise water. The best time to visit is during the high season, December – June, while the quieter low season is July – November. Each visit offers a chance to experience new aspects of Riau Islands, making it ideal for repeat visits.
River Kwai Jungle Rafts – $112+ Per Night
Book here if you care about: Authentic floating overwater bungalows on the River Kwai
Explore the natural beauty of River Kwai at River Kwai Jungle Rafts, located in the heart of Thailand. Thai style floating bungalows with a tasty restaurant. The best time to visit is during the high season, November – March, while the quieter low season is April – October. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Urraca Private Island Bocas del Toro – $200+ Per Night
Book here if you care about: Pink overwater bungalows in the mangroves
Urraca Private Island Bocas del Toro provides a perfect gateway to explore the wonders of Bocas Del Toro. Very small condensed feel for personalized service.. The best time to visit is during the high season, November – April, while the quieter low season is May – October. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
Medhufushi Island Resort – $227+ Per Night
Book here if you care about: One of the most basic overwater bungalow resorts in the Maldives with a fair price to match
Set in the stunning landscape of Meemu Atoll in the Maldives, Medhufushi Island Resort offers an exclusive escape from the ordinary. Large island resort with rustic overwater bungalows and slightly outdated but for a fair price. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Each visit offers a chance to experience new aspects of Meemu Atoll, making it ideal for repeat visits.
Eclypse de Mar Acqua Lodge – $250+ Per Night
Book here if you care about: Rustic overwater bungalows with walking trails
Set in the stunning landscape of Bocas Del Toro, Eclypse de Mar Acqua Lodge offers an exclusive escape from the ordinary. Rustic overwater bungalows with a restaurant and walking trails. The best time to visit is during the high season, November – April, while the quieter low season is May – October. With each season offering something special, this place remains a perfect year-round getaway.
Centara Ras Fushi Resort – $250+ Per Night
Book here if you care about: Tiny island with many overwater villas to choose from close to the airport
Explore the natural beauty of North Male Atoll at Centara Ras Fushi Resort, located in the heart of the Maldives. 3 restaurants on a tiny island with plenty of overwater bungalows to choose from. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Explore the essence of the Maldives through its seasonal contrasts and superb hospitality at Centara Ras Fushi Resort.
Anthonys Key Resort – $267+ Per Night
Book here if you care about: Private island overwater bungalows in a scuba diving paradise
Located on the colorful island of Roatan in the Caribbean, Anthonys Key Resort invites guests to enjoy a unique local experience. Private island style overwater bungalows in Roatan Honduras. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Overwater Bungalow Resorts That Are Affordable: Conclusion
Affordable luxury is no longer an oxymoron. Overwater bungalow resorts that are affordable provide the perfect balance of indulgence and value, ensuring that the dream of waking up to gentle waves beneath your feet is achievable.
Whether you’re drawn to the tranquil waters of Southeast Asia, the vibrant culture of Central America, or the serene islands of the Maldives, budget-friendly overwater villas await. Start planning today, and discover how accessible your overwater escape can be!
