Overwater bungalows have long been seen as the ultimate symbol of luxury, romance, and tropical bliss—but they don’t always have to come with a hefty price tag.
For savvy travelers, there are now budget friendly overwater bungalows around the world that offer that dream experience without the dream-sized bill. Whether you’re planning a honeymoon, a solo getaway, or a family escape, it’s possible to find stunning stays over the water that fit within a reasonable budget.
But before we go any further, let’s talk about why we are here. We started Cheap Overwater Bungalows to fill a need that we desperately wanted. And that need was a full list of every overwater bungalow in the world, sorted from cheapest to most expensive.
From there, we realized that we could apply our special algorithm to our list to find deals and anomaly pricing. And now we can pass those savings on to you via our weekly cheap overwater bungalow deals newsletter. So be sure to sign up for that before you go any farther.
What is the Best Budget for Affordable Overwater Bungalows?
If you’re looking to stay in a water villa without draining your savings, it’s important to know what kind of pricing to expect. Typically, budget friendly overwater bungalows start around $100–$300 per night, depending on the destination and season.
While the Maldives and Bora Bora are famous for their luxury offerings, more affordable options exist in places like Malaysia, Panama, and even parts of the Maldives closer to Male Airport. Keep in mind that off-season travel, early booking, and package deals can significantly lower costs.
Overwater Bungalows that Don’t Break the Bank
Here are a few destinations where you’ll find budget friendly overwater bungalows. These spots prove that you don’t need to splurge thousands for an unforgettable stay above turquoise waters.
Avillion Port Dickson – $100+ Per Night
Book here if you care about: A compact luxury resort with a spa
Avillion Port Dickson in Port Dickson, Malaysia, exemplifies unique accommodation with its own local flair. A luxury resort with a large selection of overwater bungalows. The best time to visit is during the high season, May – August, while the quieter low season is September – April. The seasonal dynamics here offer varied experiences, suitable for different travel preferences.
River Kwai Jungle Rafts – $112+ Per Night
Book here if you care about: Authentic floating overwater bungalows on the River Kwai
Explore the natural beauty of River Kwai at River Kwai Jungle Rafts, located in the heart of Thailand. Thai style floating bungalows with a tasty restaurant. The best time to visit is during the high season, November – March, while the quieter low season is April – October. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Canvas & Orchids Retreat – $163+ Per Night
Book here if you care about: Remote riverfront location with luxury accomodations and Cambodian hospitality
Canvas & Orchids Retreat provides a perfect gateway to explore the wonders of Koh Andet Island, Cambodia. Pretty and remote, this riverfront overwater bungalow resort will have you feeling peacful with a full stomach.. The best time to visit is during the high season, November – March, while the quieter low season is April – October. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
Lexis Hibiscus Port Dickson – $196+ Per Night
Book here if you care about: A massive luxury resort with every imaginable amenity
Located in the vibrant Port Dickson of Malaysia, Lexis Hibiscus Port Dickson invites guests to enjoy a unique local experience. A massive luxury resort with countless overwater bungalows. The best time to visit is during the high season, May – August, while the quieter low season is September – April. Each visit offers a chance to experience new aspects of Port Dickson, making it ideal for repeat visits.
Medhufushi Island Resort – $227+ Per Night
Book here if you care about: One of the most basic overwater bungalow resorts in the Maldives with a fair price to match
Set in the stunning landscape of Meemu Atoll in the Maldives, Medhufushi Island Resort offers an exclusive escape from the ordinary. Large island resort with rustic overwater bungalows and slightly outdated but for a fair price. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Each visit offers a chance to experience new aspects of Meemu Atoll, making it ideal for repeat visits.
Sunlight Ecotourism Island Resort – $246+ Per Night
Book here if you care about: Unique private island resort with many overwater bungalow options
Set in the stunning landscape of Palawan, Philippines, Sunlight Ecotourism Island Resort offers an exclusive escape from the ordinary. Private island resort with central pool and multiple restaurants. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Centara Ras Fushi Resort – $250+ Per Night
Book here if you care about: Tiny island with many overwater villas to choose from close to the airport
Explore the natural beauty of North Male Atoll at Centara Ras Fushi Resort, located in the heart of the Maldives. 3 restaurants on a tiny island with plenty of overwater bungalows to choose from. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Explore the essence of the Maldives through its seasonal contrasts and superb hospitality at Centara Ras Fushi Resort.
Pearl Farm Beach Resort – $330+ Per Night
Book here if you care about: Pampering luxury with beautiful water and five star food
Pearl Farm Beach Resort in Samal Island, Philippines, is a perfect blend of comfort and authentic local experiences. 5 Star resort in a former pearl farm with an outstanding restaurant. The best time to visit is during the high season, November – May, while the quieter low season is June – October. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Aga Reef Resort – $356+ Per Night
Book here if you care about: Semi-overwater bungalows in Samoa with friendly service
Experience the charm of Lalomanu in Samoa, at the delightful Aga Reef Resort. Beautiful Samoan scenery with friendly service. The best time to visit is during the high season, June – September, while the quieter low season is October – May. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
Berjaya Langkawi Resort – $370+ Per Night
Book here if you care about: In Langkawi with extensive grounds and multiple restaurants
Set in the stunning landscape of Langkawi, Malaysia, Berjaya Langkawi Resort offers an exclusive escape from the ordinary. Expansive 5 star resort in the famous Langkawi. The best time to visit is during the high season, May – August, while the quieter low season is September – April. Explore the essence of Malaysia through its seasonal contrasts and superb hospitality at Berjaya Langkawi Resort.
Budget Friendly Overwater Bungalows: Conclusion
The dream of staying in an overwater bungalow is no longer reserved for luxury travelers alone. With a little research and flexibility, it’s entirely possible to enjoy the magic of the sea beneath your feet without the premium price tag.
From Southeast Asia to Central America, there are budget friendly overwater bungalows that provide unbeatable views, warm hospitality, and unforgettable memories. Start planning now, and you could be relaxing in a tropical paradise for less than you imagined.
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