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When you think of luxury overwater bungalows, images of crystal-clear waters, private decks, and a lavish escape from reality come to mind. However, many assume that such luxury comes with a hefty price tag. The good news? You don’t have to break the bank to experience this dream vacation.
In this guide, we’ll introduce you to luxury overwater bungalows you can actually afford, proving that paradise doesn’t have to be out of reach.
But before we get into it, let’s talk about why we do what we do. At Cheap Overwater Bungalows, we have spent countless hours creating and maintaining our list of every overwater bungalow in the world.
With this list, we can do a lot of really cool things. One of those things is applying our special algorithm to find hidden deals and secret pricing that you won’t find anywhere else. If you want to be a part of these deals, go ahead and sign up for our weekly cheap overwater bungalow deals newsletter. Now let’s get back to it.
The Maldives is a Strong Start
The Maldives often tops the list for overwater bungalows, known for its iconic turquoise waters and incredible marine life. While many of the overwater villas here are pricey, you’ll be surprised to find that there are still options for those on a more moderate budget.
Almost all resorts in the Maldives boast breathtaking views, excellent service, and many amenities—proving that luxury overwater bungalows you can actually afford do exist in the Maldives.
And the Maldives is in fact home to more than half of ALL overwater bungalows in the world. This means that competition is fierce. Here you can find some of the most competitive pricing and outstanding service.
Other Overwater Villa Regions to Keep in Mind
While the Maldives might be the go-to for many travelers, there are other regions around the world where affordable luxury overwater bungalows are plentiful. The Caribbean, Southeast Asia, and French Polynesia all offer similar experiences. However, when it comes to 5 star luxury, you should expect to pay more than the Maldives.
The Caribbean:
The Caribbean can be a little bit confusing. You would think that it would be littered with outstanding overwater bungalows due to the location alone, but that is not the case. The abundance of overwater villas is limited, but there are some special places. Keep going to the list to see.Southeast Asia:
Regions like Malaysia and Thailand have stunning options. And to top it off, there are some truly unique overwater bungalow resorts that you will not see anywhere else in the world.French Polynesia:
Moorea and Tahiti in particular offer luxurious overwater villas at more accessible price points compared to Bora Bora. These regions offer incredible luxury overwater bungalows you can actually afford, allowing you to indulge in a paradise experience without the extravagant expense.The Full List of Affordable Luxury Overwater Bungalows
If you’re looking to book luxury overwater bungalows you can actually afford, here’s a curated list of properties from various regions that provide luxury without the luxury price:
Avani Sepang Goldcoast Resort – $94+ Per Night
Book here if you care about: A large luxury resort with plenty of options for activities and overwater bungalows
Avani Sepang Goldcoast Resort in Port Dickson, Malaysia, is a perfect blend of comfort and authentic local experiences. Large resort with palm tree shaped overwater bungalow array. The best time to visit is during the high season, May – August, while the quieter low season is September – April. With each season offering something special, this place remains a perfect year-round getaway.
Dreamland Maldives Resort – $307+ Per Night
Book here if you care about: Intimately small private island with multiple restaurants and a dive center
Embrace the serene environment of Baa Atoll in the Maldives, by staying at Dreamland Maldives Resort, where comfort meets culture. 5 star resort with a focus on intimacy and water sports like scuba diving. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Each visit offers a chance to experience new aspects of Baa Atoll, making it ideal for repeat visits.
Pearl Farm Beach Resort – $330+ Per Night
Book here if you care about: Pampering luxury with beautiful water and five star food
Pearl Farm Beach Resort in Samal Island, Philippines, is a perfect blend of comfort and authentic local experiences. 5 Star resort in a former pearl farm with an outstanding restaurant. The best time to visit is during the high season, November – May, while the quieter low season is June – October. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Kandima Maldives – $353+ Per Night
Book here if you care about: Large island over a mile long with countless restaurants and activities
Set in the stunning landscape of Dhaalu Atoll in the Maldives, Kandima Maldives offers an exclusive escape from the ordinary. Large island resort with 10 restaurants and many opportunities for ocean and land sports. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Nika Island Resort & Spa – $380+ Per Night
Book here if you care about: Small island with tons of private sunrise and sunset viewing platforms
Prepare for the outstanding scenery of Ari Atoll in the Maldives, at Nika Island Resort & Spa, a haven for travelers. Intimate private island resort with only 10 overwater bungalows to choose from. The best time to visit is during the high season, December – April, while the quieter low season is May – November. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Sofitel Kia Ora Moorea Beach Resort – $868+ Per Night
Book here if you care about: Sunrise overwater bungalows on the east side of Moorea
Experience the charm of Moorea, French Polynesia, at the delightful Sofitel Kia Ora Moorea Beach Resort. High quality resort with traditional luxury overwater bungalows. The best time to visit is during the high season May – October, while the quieter low season is, November – April. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Fiji Marriott Resort Momi Bay – $875+ Per Night
Book here if you care about: Private lagoon surrounded by amenities and activities
Experience the charm of Momi, Fiji, at the delightful Fiji Marriott Resort Momi Bay. Well known brand in Marriott with overwater bungalows and a private lagoon. The best time to visit is during the high season, June – September, while the quieter low season is October – May. With each season offering something special, this place remains a perfect year-round getaway.
Aitutaki Lagoon Private Island Resort – $1,084+ Per Night
Book here if you care about: The only overwater bungalows in the Cook Islands
Aitutaki Lagoon Private Island Resort provides a perfect gateway to explore the wonders of Aitutaki, Cook Islands. Sprawling private island resort with trails, activities, and multiple restaurants. The best time to visit is during the high season, November – April, while the quieter low season is May – October. Each visit offers a chance to experience new aspects of Aitutaki, making it ideal for repeat visits.
Nayara Bocas del Toro – $1,200+ Per Night
Book here if you care about: 16 Luxury overwater bungalows with outstanding service
Set in the stunning landscape of Bocas Del Toro, Nayara Bocas del Toro offers an exclusive escape from the ordinary. The only 5 star overwater bungalow resort in Bocas Del Toro. The best time to visit is during the high season, November – April, while the quieter low season is May – October. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
Bora-Bora Pearl Beach Resort – $1,313+ Per Night
Book here if you care about: Possibly the most photogenic resort in the world
Embrace the serene environment of Bora Bora, French Polynesia, by staying at Bora-Bora Pearl Beach Resort, where comfort meets culture. The resort that has it all. Great restaurants, overwater bungalows, and activities. The best time to visit is during the high season May – October, while the quieter low season is, November – April. Each visit offers a chance to experience new aspects of Bora Bora, making it ideal for repeat visits.
Luxury Overwater Bungalows You Can Actually Afford: Conclusion
Luxury overwater bungalows you can actually afford are not just a dream, but a reality. Whether you’re lounging in the Maldives, exploring Southeast Asia, or relaxing in the Caribbean, there are a host of overwater bungalow options that deliver both luxury and value.
You no longer have to save for years to experience these beautiful villas. With thoughtful research and flexibility, your next luxurious stay could be closer than you think—without breaking the bank.
