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Overwater bungalows have long been associated with luxury, relaxation, and that perfect Instagram photo. But can you actually experience the magic of these exotic accommodations without breaking the bank? Surprisingly, the answer is yes! There are overwater bungalows under $100 per night if you’re willing to travel off the beaten path and adjust your expectations.
In this article, we will dive into the possibilities of staying in these affordable paradises, exploring where to find them and what to expect.
But before we do that, let’s talk about how we got here. We have spent endless hours creating and maintaining our list of all overwater bungalows in the world. We use this list to create content and monitor pricing on overwater villas.
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The Realities of Cheap Overwater Bungalows
While the idea of booking an overwater bungalow under $100 per night sounds like a dream come true, there are a few trade-offs to keep in mind. First, the locations offering such bargains are often more remote and less developed than the popular tourist hotspots like Bora Bora or the Maldives. These cheaper options are usually found in places like Cambodia, Panama, and Malaysia, where tourism isn’t as commercialized.
Additionally, the facilities in these budget-friendly overwater bungalows are often more basic. You might not get the infinity pools, on-demand room service, or high-end dining you would find at a five-star resort. Instead, expect simpler accommodations with a focus on natural beauty, tranquility, and unique local experiences.
Lastly, access to these budget-friendly locations can be more challenging. You may need to take multiple flights, ferries, or long boat rides to reach these hidden gems. But for those who are adventurous and flexible, the experience of staying in an overwater bungalow under $100 per night can be a rewarding, once-in-a-lifetime adventure.
Do not let that turn you off however. As you will find out, there are some outstanding locations with natural beauty unparallel to what might be the expected norm.
FULL List of Overwater Bungalows Under $100 Per Night
Now comes the fun part! Even though you might imagine an unattainable vacation with absurd costs when it comes to overwater bungalows, I am here to tell you that you have options. In fact, you have 28 options to choose from. Yes, 28 overwater bungalows that are under $100 per night.
The great news is that these are in locations all over the world from Asia to the Americas. So no matter where you are located in the world, you are most likely just a short flight and maybe a boat ride or 2 away from your amazing overwater bungalow dreams.
Firdas Bungalows – $32+ Per Night
Book here if you care about: Very rustic overwater bungalows without a ton of amenities
Uncover the hidden gems of Raja Ampat, Indonesia, at Firdas Bungalows, where each stay turns into a memorable experience. Very rustic bungalows that appeal to those with an adventurous side. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Freedom Beach Resort – $36+ Per Night
Book here if you care about: Intimate resort with a beach, overwater bungalows, and a restaurant
Explore the surprising secrets of Phu Quoc, Vietnam, at Freedom Beach Resort, where each stay turns into a memorable experience. Cheap overwater bungalows with a restaurant and a beach. The best time to visit is during the high season, November – April, while the quieter low season is May – October. With each season offering something special, this place remains a perfect year-round getaway.
Sing Key Beach – $37+ Per Night
Book here if you care about: Rustic simple overwater bungalows with a great price to match
Sing Key Beach in Maluku, Indonesia, is a perfect blend of comfort and authentic local experiences. Locally owned small hotel with bare bones overwater bungalows. The best time to visit is during the high season, April – December, while the quieter low season is January – March. Each visit offers a chance to experience new aspects of Maluku, making it ideal for repeat visits.
Frances Homestay – $48+ Per Night
Book here if you care about: 2 Overwater bungalows in a popular area for scuba diving
Frances Homestay in Raja Ampat, Indonesia, is a perfect blend of comfort and authentic local experiences. If scuba diving and locally owned homestays are your thing, this might be your hotel. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Whether you come in the peak or off-peak season, this location promises memorable adventures.
Phu Naphat Resort – $50+ Per Night
Book here if you care about: Budget overwater bungalows with peaceful scenery
Phu Naphat Resort in Kanchanaburi, Thailand, is a unique blend of comfort and authentic local experiences. Budget floating overwater bungalows with friendly service. The best time to visit is during the high season, November – March, while the quieter low season is April – October. Explore the essence of Thailand through its seasonal contrasts and superb hospitality at Phu Naphat Resort.
Gam Bay Bungalows – $52+ Per Night
Book here if you care about: Local family owned in a unique setting with no air conditioning
Gam Bay Bungalows provides a great jumpoff to explore the wonders of Raja Ampat, Indonesia. A few overwater bungalows in a secluded bay in Raja Ampat. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Explore the essence of Indonesia through its seasonal contrasts and superb hospitality at Gam Bay Bungalows.
Lotus Home – $52+ Per Night
Book here if you care about: Basic but affordable overwater bungalows in a desirable location
Lotus Home provides a perfect gateway to explore the wonders of Phu Quoc, Vietnam. Affordable overwater bungalows in a peaceful setting. The best time to visit is during the high season, November – April, while the quieter low season is May – October. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
Nyanse Homestay – $52+ Per Night
Book here if you care about: Classic Indonesia homestay with a couple thatch roofed overwater bungalows
Set in the stunning landscape of Raja Ampat, Indonesia, Nyanse Homestay offers an exclusive escape from the ordinary. Locally owned homestay with great value for your money. The best time to visit is during the high season, October – April, while the quieter low season is May – September. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
Meos Ambower Homestay Raja Ampat – $57+ Per Night
Book here if you care about: Small overwater bungalow homestay in a stunning area
Meos Ambower Homestay Raja Ampat provides a perfect gateway to explore the wonders of Raja Ampat, Indonesia. Rustic bungalows run by a family in Raja Ampat. The best time to visit is during the high season, October – April, while the quieter low season is May – September. With each season offering something special, this place remains a perfect year-round getaway.
Ora Sunrise View – $57+ Per Night
Book here if you care about: Remote Indonesian home stay in a gorgeous location
Embrace the serene environment of Maluku, Indonesia, by staying at Ora Sunrise View, where comfort meets culture. Overwater homestay in a stunning part of the world. The best time to visit is during the high season, April – December, while the quieter low season is January – March. Explore the essence of Indonesia through its seasonal contrasts and superb hospitality at Ora Sunrise View.
Methos Homestay – $61+ Per Night
Book here if you care about: Basic affordable overwater bungalows in stunning Raja Ampat
Methos Homestay in Raja Ampat, Indonesia, exemplifies unique accommodation with its own local flair. Family owned homestay in an outstanding location for water activities. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Floating Paradise – $63+ Per Night
Book here if you care about: Remote Javanese overwater bungalows in a family run hotel
Floating Paradise in Java, Indonesia, is a perfect blend of comfort and authentic local experiences. Low key family owned overwater bungalows in a remote part of Java. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Explore the essence of Indonesia through its seasonal contrasts and superb hospitality at Floating Paradise.
Beser Bay Homestay – $68+ Per Night
Book here if you care about: Unique homestay in a hidden bay with tours and watersports
Explore the natural beauty of Raja Ampat at Beser Bay Homestay, located in the heart of Indonesia. Overwater bungalows at a homestay in a secluded part of Raja Ampat. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Lake Hill Resort – $68+ Per Night
Book here if you care about: Traditional Thai architecture in a compact resort
Set in the outstanding landscape of Kanchanaburi, Thailand, Lake Hill Resort offers an exclusive escape from the ordinary. Intimate resort with traditional Thai architecture. The best time to visit is during the high season, November – March, while the quieter low season is April – October. With each season offering something special, this place remains a perfect year-round getaway.
Lexis Port Dickson – $72+ Per Night
Book here if you care about: A larger resort with a tower and pool overlooking overwater bungalows
Immerse yourself in the local culture of Port Dickson, Malaysia, at Lexis Port Dickson, a haven for travelers. Budget overwater bungalows attached to a 4 star resort with pool. The best time to visit is during the high season, May – August, while the quieter low season is September – April. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Gibran Homestay – $77+ Per Night
Book here if you care about: 3 rustic overwater bungalows on a nice beach with sunset views
Gibran Homestay in Raja Ampat, Indonesia, is a perfect blend of comfort and authentic local experiences. Rustic overwater bungalows with no AC on a nice beach. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Whether you come in the peak or off-peak season, this location promises memorable adventures.
El Clandestino – $79+ Per Night
Book here if you care about: Rustic locally owned overwater bungalows
Located in the much loved Bocas Del Toro, El Clandestino invites guests to enjoy a unique local experience. Intimate setting with tasty affordable meals being served up. The best time to visit is during the high season, November – April, while the quieter low season is May – October. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
Club Tara Island Resort – $80+ Per Night
Book here if you care about: No frills overwater bungalows with tours to famous spots
Set in the vibrant Bucas Grande in the Philippines, Club Tara Island Resort invites guests to enjoy a unique local experience. Situated over a stunning lagoon near all the famous attractions like jellyfish cove. The best time to visit is during the high season, November – May, while the quieter low season is June – October. Explore the essence of the Philippines through its seasonal contrasts and superb hospitality at Club Tara Island Resort.
Hamueco Raja Ampat Dive Resort – $80+ Per Night
Book here if you care about: Budget dive resort with everything included in the rate
Hamueco Raja Ampat Dive Resort in Raja Ampat, Indonesia, exemplifies unique accommodation with its own local flair. Dive resort known for its budget all inclusive rates. The best time to visit is during the high season, October – April, while the quieter low season is May – September. The seasonal dynamics here offer varied experiences, suitable for different travel preferences.
Junior Homestay – $80+ Per Night
Book here if you care about: 3 bedroom overwater villa that was recently renovated
Junior Homestay in Raja Ampat, Indonesia, is a perfect blend of comfort and authentic local experiences. Family owned overwater villa with 3 bedrooms and delicious local cuisine. The best time to visit is during the high season, October – April, while the quieter low season is May – September. With each season offering something special, this place remains a perfect year-round getaway.
Terimakasih Homestay – $81+ Per Night
Book here if you care about: Basic overwater bungalows with a friendly family at your service
Embrace the serene environment of Raja Ampat, Indonesia, by staying at Terimakasih Homestay, where comfort meets culture. Raja Ampat paradise in very basic bungalows at a homestay. The best time to visit is during the high season, October – April, while the quieter low season is May – September. Visitors can enjoy distinct seasonal activities, making any visit a rich experience.
AlexaPD Private Water Chalets – $83+ Per Night
Book here if you care about: An affordable overwater bungalow in Port Dickson
Get ready for the resort style region of Port Dickson, Malaysia, by staying at AlexaPD Private Water Chalets, where comfort meets culture. Basic overwater bungalows in a resort complex with other overwater bungalows. The best time to visit is during the high season, May – August, while the quieter low season is September – April. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
Taramontra resort – $85+ Per Night
Book here if you care about: A small hotel setting on a peaceful river
Explore the natural beauty of Kanchanaburi at Taramontra resort, located in the heart of Thailand. Small hotel with floating overwater bungalows on a peaceful river. The best time to visit is during the high season, November – March, while the quieter low season is April – October. The seasonal dynamics here offer varied experiences, suitable for different travel preferences.
Lato Lato Resort – $88+ Per Night
Book here if you care about: All inclusive scuba packages for an affordable price
Located in the vibrant Semporna of Malaysia, Lato Lato Resort invites guests to enjoy a unique local experience. Basic overwater bungalows with all inclusive packages. The best time to visit is during the high season, April – December, while the quieter low season is January – March. Explore the essence of Malaysia through its seasonal contrasts and superb hospitality at Lato Lato Resort.
CocoVivo – $89+ Per Night
Book here if you care about: Unique translucent overwater bungalows in a micro boutique hotel
Explore the natural beauty of Bocas Del Toro at CocoVivo, located in the heart of the Caribbean. Only 2 overwater bungalows available in this boutique hotel. The best time to visit is during the high season, November – April, while the quieter low season is May – October. This destination is ideal for those who appreciate both vibrant and tranquil travel experiences.
El Toucan Loco – $89+ Per Night
Book here if you care about: Bare bones resort for local experience
Located in the vibrant Bocas Del Toro, El Toucan Loco invites guests to enjoy a unique local experience. Authentic locally owned resort with floating overwater bungalows. The best time to visit is during the high season, November – April, while the quieter low season is May – October. The seasonal dynamics here offer varied experiences, suitable for different travel preferences.
Avani Sepang Goldcoast Resort – $94+ Per Night
Book here if you care about: A large luxury resort with plenty of options for activities and overwater bungalows
Avani Sepang Goldcoast Resort in Port Dickson, Malaysia, is a perfect blend of comfort and authentic local experiences. Large resort with palm tree shaped overwater bungalow array. The best time to visit is during the high season, May – August, while the quieter low season is September – April. With each season offering something special, this place remains a perfect year-round getaway.
Avillion Port Dickson – $100+ Per Night
Book here if you care about: A compact luxury resort with a spa
Avillion Port Dickson in Port Dickson, Malaysia, exemplifies unique accommodation with its own local flair. A luxury resort with a large selection of overwater bungalows. The best time to visit is during the high season, May – August, while the quieter low season is September – April. The seasonal dynamics here offer varied experiences, suitable for different travel preferences.
Morelo Water Villa – $100+ Per Night
Book here if you care about: Small family owned homestay overwater bungalow
Immerse yourself in the local culture of Riau Islands in Indonesia, at Morelo Water Villa, a haven for travelers. Family owned homestay over water with air conditioned rooms and breakfast. The best time to visit is during the high season, December – June, while the quieter low season is July – November. The seasonal dynamics here offer varied experiences, suitable for different travel preferences.
Overwater Bungalows Under $100 Per Night: Conclusion
While the thought of an overwater bungalow might conjure up images of extravagant resorts in far-flung tropical paradises, there are options for travelers on a budget. With a little flexibility and willingness to explore less commercialized destinations, overwater bungalows under $100 per night are not just a fantasy—they’re an achievable reality. Whether you choose Cambodia, Panama, or Malaysia, you’ll find that these affordable overwater stays offer their own kind of magic, proving that paradise doesn’t always have to come with a hefty price tag.
By knowing what to expect and being open to a bit of adventure, you’ll be able to enjoy the serene beauty and unique experience of staying in an overwater bungalow without breaking the bank.
